December 28, 2022 -- Membership Dues Invoices coming for 2023, Welcome New RAM Team Member

The Retail Review -- 4th Quarter 2022 Edition

December 6, 2022 -- Holiday Sales / New Appliance Standards / Food Security Infrastructure Grants / Meet Me in the City

November 28, 2022 -- Holiday Sales Survey, 2023 Retail Holiday Calendar, Stop Rail Strike Effort

November 22, 2022 -- 2022 RAMAE winners, Wage and Hour Law Changes for 2023, Minimum Wage Increase, End of Retail Premium Pay

November 15, 2022 -- The Millionaire’s Tax: Tips on How to Plan Ahead

November 2, 2022-- Last chance! Please submit your Holiday Sales predictions and register to attend RAMAEs with Keynote Speaker, Mayor Kim Driscoll

October 24, 2022 -- Salem Mayor and Democratic Nominee for LT. Governor, Kim Driscoll, to give Keynote Speech at RAMAES,  Holiday Sales Survey, MA DOR Update

October 18, 2022 -- Provide us your holiday sales prediction and don't forget to register for this year's RAMAE luncheon.

October 11, 2022 -- No on 1 Effort, Holiday Sales Survey, Annual Meeting Registration and Energy Webinar

The Retail Review -- 3rd Quarter 2022 Edition

September 29, 2022 -- AG Visits in October, State Reduces PFML Contribution Rate for 2023

September 20, 2022 -- Last call to nominate retailers for a 2022 RAM Award of Excellence

August 18, 2022 -- ALERT to Retailers who Accept EBT Payments and Orange Line Closure Diversion Plan Released by the MBTA

August 9, 2022 -- Sales Tax Holiday is this weekend; NRF 2023 Big Show Promotion

July 22, 2022 -- Longtime RAM member and Retail Hall of Fame Winner, Klem's of Spencer, is a 2022 America’s Retail Champion Finalist

July 20, 2022 -- CALL TO ACTION: Request Senate Support for Small Business Relief in Economic Development Bill

June 21, 2022 --  Mass. Residents Deserve Inflation Relief and Media Request

June 14, 2022 -- Sales Tax Holiday Weekend Set for August 13 & 14, 2022

The Retail Review -- 2nd Quarter 2022 edition

June 7, 2022 -- Last chance to register for Credit Card Webinar, Juneteenth Guidance, RAMAE nominations

May 20, 2022 -- Important Updates from MA DOR and Premium Pay Round 2

May 10, 2022 -- Create A Winning Hand with RAM's Credit Card Program

April 29, 2022 -- Small Business Tax Survey

April 14, 2022 -- Important News Updates from the MA Department of Revenue, Regional Employer Roadshows and more

April 8. 2022 -- Outdoor Dining Update, Boston Block Party and SJC Rules on Wage Act Violations

March 30, 2022 -- Register Now to Attend 2022 Virtual Small Business Day!

March 23, 2022 -- MA Announces Hiring and Training Employer Grant Program

The Retail Review -- 1st Quarter 2022 edition

March 8, 2022 -- Annual Health Insurance Survey Reminder and Emergency COVID Paid Sick Leave Expires March 15

March 3, 2022 --  Annual Health Insurance Premium Survey

February 23, 2022  -- New Small Biz Grants Available Statewide / Local Grant Options in City of Beverly

February 2, 2022 -- Baker Budget Proposal, Outdoor Dining, OSHA Vaccination Mandate and more

January 13, 2022 --  Call to Action, Digital Vaccine Card and DPH webinar

January 4, 2022 --  Reminder to respond to Holiday Sales survey; 2022 dues invoices are on their way.


December 30, 2021 -- Please provide your holiday sales results via our 3 question survey

December 21, 2021 -- New Statewide Mask Advisory, Boston's New Vaccination Policy & OSHA Update on Vaccinations

December 17, 20021 -- Update on the Millionaire's Tax, Minimum Wage Increase, and Changes to RAMHIC

The Retail Review  --  4th Quarter 2021 edition

December 1. 2021 -- Webinar Covering Changes to RAMHIC, 2022 Retail Holiday Calendar and Annual Holiday Sales Survey for November

November 19, 2021 -- #Buyin MA Launch on Monday, OSHA Guidance for Employers and RAMHIC Savings

November 18, 2021 -- Annual Retail Award Winners Announced

November 10, 2021 -- Veterans Day, PFML Notification, OSHA Vaccine Mandate Update

November 5, 2021 -- COVID-19 Update on Vaccine and Testing Mandates

November 2, 2021 -- Holiday Sales Predictions, RAMHIC Update and Save Our Shipments Campaign

October 21, 2021 -- RAM Sector Survey and Annual Meeting Registration

October 19, 2021 -- Governor Baker to speak at Annual Meeting; A Call to Replenish the UI Trust Fund

October 14, 2021 -- Call to Action: Replenish Unemployment Trust Fund

September 30, 2021 -- COVID-19 Emergency Paid Sick Leave

September 21, 2021 -- Make your RAMAE nominations Now!  Sign up for Fixed Rate Electricity

The Retail Review -- 3rd Quarter 2021 Edition

August 2, 2021 -- Employers alone can’t foot the $7 billion bill for unemployment insurance

July 15, 2021 -- Revised UI Tax Notices, Emergency Paid Sick Leave Reimbursement Guidance, RAM Opposes Employee Scheduling Bills

July 8, 2021 -- Retailer Comments Requested on Debit Card Rules / DOR Posts Sales Tax Holiday FAQ’s

June 24, 2021 -  Gov. Baker Confirms August 14th & 15th Sales Tax Holiday & Introduces Proposal For Two Month Sales Tax Holiday

June 16, 2021 -- Gov. Baker Signs COVID-19 Policy Extensions Law and Alert for MA Lottery Sales Agents: Oppose Pending Cashless Lottery and Online Lottery Proposals

The Retail Review -- 2nd Quarter 2021 Edition

June 9, 2021 -- CALL TO ACTION: Support Extension of Important COVID-19 Measures Set to Expire on June 15th

June 3, 2021 -- Baker Signs COVID-19 Emergency Paid Sick Leave Law

May 26, 2021 -- UI Tax Crisis Lingers as More Needs to be Done / Sample Signage for CDC Mask Guidance

May 24, 2021 --  iVision Announcement

May 17, 2021 --  MA to Fully Reopen on May 29th – All COVID Restrictions to be Lifted, Upcoming Action on Unemployment Insurance

May 7, 2021 -- State Revises Retail & Restaurant Protocols / DOR Updates Timeline for Relief of Certain Business Taxes

April 27, 2021 --Baker-Polito Administration Announces Plans for Continued Reopening, Face Coverings Update and Restaurant Revitalization Fund

April 15, 2021 --  State Issues Delay in Employers’ Q1 UI Payments After Outrage over Solvency Fund Assessment

April 14, 2021 -- REMINDER: TAKE ACTION NOW! Employers Experience Sizable Increases in Q1 UI Tax Bills

April 9, 2021 -- RAM Employers to Experience Sizable Increases in Q1 UI Tax Bills

April 2, 2021 -- MA Passes Unemployment Insurance Relief Law, Advanced Payment of Sales Tax Changes Effective TODAY - DOR Releases Final Guidance Sought by RAM & more

The Retail Review -- First Quarter 2021 Edition

March 18, 2021 -- Gov. Baker Announces Move to Step 1, Phase IV, Travel Order downgraded to Travel Advisory, Announces Vaccine Timeline for All Categories

March 9, 2021-  Early Remittance of Sales Tax – Changes Coming in April.  Tell your legislators, Gov. Baker and Lt. Gov. Polito it’s not too late to fix, delay, or at least simplify it!

March 3, 2021 -- Annual Health Insurance Survey

February 25, 2021 --State Relaxes Restrictions, Returns to 50% Capacity and Biden Administration Announces Changes to the Paycheck Protection Program

February 23, 2021 -- New Tax Credits for Establishing a Retirement Plan for your Business!

February 17, 2021 -- MA DOR Draft Guidance on Upcoming Sales/Meals Tax Changes:  Early Remittance for Many Coming Due April 25th and Update on Vaccination Roll Out

February 4, 2021 --  Business Capacity Limits Eased,  Employer Options for Workforce Vaccine Cite, State's Tourism Website Info, RAM Health Insurance Webinar

January 29, 2021 -- MA Entering Phase 2 of Vaccine Rollout, RAM Health Insurance Cooperative Webinar, Small Business Administration PPP Webinar

January 21, 2021 -- Governor Baker Eliminates 9:30PM Business Restrictions, Extends 25% Capacity Two More Weeks

January 19, 2021 -- PPP Webinar, RAM Health Insurance Cooperative Webinar, Gov. Baker Signs $16.5B Transportation Bond Bill, Vetoes TNC Fee Increases

January 15, 2021 --  MGCC Deadline Extended Thru Monday; SBA PPP Webinar on 1/25; Holiday Premium Pay Fix Signed Into Law

January 14, 2021 -- Last Chance:  MA Small Business Grant Application Period Closes Tomorrow at Midnight, Save the Date for SBA Webinar, RAM Health Insurance Cooperative

January 7, 2021 -- Governor Extends Restrictions, December Holiday Sales Survey and Small Business PPP Update Webinar and Program Guidance

January 4, 2021 -- MA Small Business Grant Application Period Is Open, Legislative Update, Wage and Labor Law Update, PPP Update and Holiday Sales Survey



December 23, 2020 -- Governor Announces More than $650 Million in Small Business Grants, Updated RAM Employee Handbook

December 22, 2020 -- Gov. Baker Announces Further Restrictions Effective Saturday Dec. 26th; Most Businesses, Retail, Restaurants Moving to 25% Occupancy Limit

December 15, 2020 -- Five Months Late, Baker Signs FY21 Budget into Law, Retailers Unhappy with Sales Tax Changes

December 8, 2020 -- Gov. Baker Announces New COVID-19 Restrictions, Rollback to Phase 3, Step 1

The Retail Review  -- November/ December 2020 edition 

December 2, 2020 -- RAM Launches Holiday #BUYINMA Radio & Digital Campaign

November 30, 2020 -- RAM Launches Weekly Holiday Sales Survey, State Issues Reminder to All Employers of Reporting, Contact Tracing Responsibilities as Cases Surge 

November 19, 2020 -- Bob Phibbs, The Retail Doctor, presentation at RAM Annual Meeting

November 17, 2020 -- Prepayment of Sales Tax is Coming – Ask your Legislators to Make it Simple

November 6, 2020 -- Annual Meeting, Holiday Sales Prediction, PPP webinar

November 2, 2020 -- New COVID Advisory & Orders; RAM Annual Meeting Nov 19

October 27, 2020 -- Reminder for PFML Discussion Oct, 28 and PPP webinar November 10

October 22, 2020 -- Governor Announces Small Business Recovery Grants; Lower Sales, Higher Costs  Endanger MA Main Streets

October 16, 2020 --  Gov. Baker Submits Revised FY21 State Budget Proposal, Continues Pursuit of Troubling Sales Tax Changes

October 6, 2020 -- Paid Family and Medical Leave: Two Online Opportunities to Prepare Your Business

September 29, 2020 -- Electricity Program Deadline, Changes in Reopening, Dressing Room & Food Court Restrictions Relaxed

September 24, 2020 -- RAM Electricity Programs, Retail & Restaurant Sector Guidance Updates, Boston Plastic Bag Ban, Survey Reminder

September 16, 2020 -- State Leaders Announce Further Extension of Administrative Tax Relief for Businesses

September 11, 2020 -- Updated order for outdoor dining, arcades

The Retail Review -- Summer 2020 edition

August 31, 2020 -- 2020 Sales Tax Holiday Impact Survey, My Local MA Campaign Launch

August 19, 2020  - Updated Guidance and Sales Tax Holiday Reminder

August 6, 2020 -  COVID -19 July Survey on Sales and the Economy

July 31, 2020 -- MA Legislature Extends Formal Session,  Updated Survey on Sales and the Economy

July 22, 2020 -  State Authorizes Restaurant Sales of To-Go Cocktails, Gov. Baker Extends Moratorium on Evictions and Foreclosures

July 14, 2020 -  Oppose Local & Regional Transportation Ballot Initiatives

July 11, 2020 -- RAM Commits to Addressing Systematic Racism and Discrimination, DPH to End Reusable Bag Ban, Allow Municipal Plastic Bag Bans to Resume Effect

July 5, 2020 -  RAM's Multiple Employer 401k Plan allows you to keep your trusted financial advisor -- Learn how you can participate.

July 2, 2020 -- MA Enters Phase Three of Reopening Plan on Monday, July 6th

June 30, 2020 --Ask the Legislature to Honor their Commitment, Sales Tax Holiday Weekend Aug.29-30

June 19, 2020 -- Gov. Gives Green Light to Resume Indoor Dining on Monday & Allows Use of Fitting Rooms (by appointment), Extension of Sales & Meals Tax Relief

June 10, 2020 - New Member Survey, SBA Webinar, MassInc Survey

June 5, 2020 -- Gov. Baker Will Announce Phase 2 Reopen Date on Saturday, Joint RAM Pioneer Institute Survey, Congress Approves Changes to Paycheck Protection Program

June 1, 2002 --  Gov. Baker Issues New Executive Order in Advance of Phase 2, Releases Rules, Checklist & Guidance for Retail Reopening

May 29, 2020 -- Governor Talks Phase II of Re-opening, Releases Guidance for Restaurants & Lodging, Retail Guidance Expected Early Next Week

May 27, 2020 -- Phase One: Retail Curbside Pickup & Remote Fulfillment Rules...But what’s next?

May 22, 2020 -- RAM Members Eagerly Await Rare Weekend Changes to Essential Services FAQs:  Curbside Pickup & Remote Fulfillment Rules Expected

May 21, 2020 -- All Essential Businesses are Required to Self-certify by May 25th to Remain Open, Paycheck Protection Program Relief

May 18, 2020 -- RAM Disappointed by Reopening Plan

May 15, 2020 -- Reopening Plan Due Monday / Q&A with RAM President / PPP, PFML and EBT Updates

May 8, 2020 --Please Participate In This Important RAM Survey On Reopening the  Economy, COVID-19 Essential Services FAQs - Updated

May 4, 2020 -- Gov. Baker Updates “Essential Services” Guidance, Allow for Remote Fulfillment in Closed Stores and Warehouses

May 1, 2020 E-news -- RAM First to Appear before Gov. Baker’s Economic Reopening Advisory Board, Statewide Face Covering Order, NRF Guidance for Retailers 

April 24, 2020 e-news

NRF Foundation Now Offering Free Online Skills Training During Health Crisis

Member Benefit Program Update

AG Healey Launches Resource Site for First Responders & Relief Programs Aimed at Small Business

RAM Facebook Page for MA Retail Relief

Essential vs. Non-essential Services

Federal Paid Sick Time & Leave Requirements

President's Letter -- April/May 2020

The Retail Review - March/ April 2020 edition

April 7 E-news -- Gov. Baker Issues New Grocery Store Customer Limits, Preempts Local Boards of Health; Updated Essential Services FAQs; Meals for Heros Restaurant List

April 3 E-news -- Governor Signs Law Allowing for Immediate Restaurant Beer/Wine Sales with Takeout Meals

April 1: E-News update on SBA's Paycheck Protection Program

March 31 E-news update -- Gov. Baker Extends Order Limiting Operations to COVID-19 Essential Services, Provides Updated Guidance and FAQs on What/Who is Essential

March 27 E-news update -- MA AG Issues Employee Rights and Employer Obligations, SBA Express Bridge Loan Program, CARES ACT Update

March 25 E-News:  State Issues FAQs, Further Guidance on Defining Who/What is “Essential”

March 24 E-news: Updates, Emergency Orders and Guidance 

March 23 - Non Essential Businesses to Cease in Person Operations

March 19 E-news -- Sales, Meals and Room Occupancy Tax Remittance Delay

March 18 E-news  --COVID-19 Update

March 15 E-news -- An Important Message to RAM members, COVID-19 Survey and Resources

NRF/ Coronavirus Resources for Retailers

Massachusetts STEM Summit 2020

The RAM Health Insurance Cooperative is NOW thriving – and growing – in 2020!

Why sales tax revenues are soaring (CommonWealth Op -Ed, 1-22-2020)

DFML Small Employer Advisory Group

Hurst and Hudson Appointed By Governor Baker to Merged Market Advisory Council

The Retail Review -- January/ February 2020 Edition

Governor Baker Files $44.6B State Budget:  Proposes "Real Time" Sales Tax Collections & Lottery Sales on Debit Cards

Legal Update:  MA Adopts Distracted Driving Law

2020 MA Wage& Hour Posting from AG's office.

Paid Family and Medical Leave Contributions Due January 31, 2020



2019 RAMAE Winners

December is Crohn's and Colitis Awareness Month

The Retail Review -- November/ December 2019 edition


Operation Able

U.S. Department of Labor Issues Final Overtime Rule

Attorney General Certifies 12 Initiative Petitions to Continue on Path to 2020 Ballot

President's Letter for September/ October

The Retail Review -- September/ October 2019 edition

Out-of-state Remote Sellers & Marketplaces Begin Collecting MA Sales Tax on October 1st 

Gov. Baker Declares Public Health Emergency:   Immediate Sales Ban On All Vaping Products & Devices

Media coverage of 2019 Sales Tax Holiday Weekend

Upcoming Events for Department of Family and Medical Leave

Ballot Questions Filed for Consideration in 2020, 2022

DTA Issues Reminder to Retailers on EBT Laws and Prohibitions

The Connected Payroll Model: Celebrating Small Businesses And Helping Them Thrive

Effort to Exclude “Meals” from Sales Tax Holiday Gains Support of Governor Baker

State Announces Emergency Loan Funds and Tax Filing Deadline Relief for Cape Cod Businesses Impacted by Recent Tornados

The Retail Review - July/ August 2019 edition

Sales Tax Holiday: August 17 & 18, 2019

A Letter from the President: Baker Administration Obtains Small Biz ACA Health Insurance Flexibility

Legislature Approves $43B budget, Includes RAM Supported “Marketplace” Sales Tax Provisions

LP 101: Shoplifting

Sign up to take advantage of the $5 billion class action settlement against Visa and Mastercard.

An Explanation of RAM's 401k Benefit

Business Community Opposes Reinstatement of Retail Premium Pay

MA Legislature Designates August 17th/18th as Sales Tax Holiday Weekend

Gov. Baker Signs Law Granting Three Month Delay of Paid Family & Medical Leave Program: Implementation Now Set to Start October 1, 2019

Legal Alert: SJC Decision Changes Overtime Requirements for 100% Commission Sales Employees

The Retail Review - May June 2019 Edition

Guest Article:  Eversource launches Electric Vehicle Charging Infrastructure Program

RAM Awards of Excellence:  Make your nominations today!

Guest articleSupreme Confusion: Massachusetts High Court Outlaws 100% Commission Pay by Joshua D. Nadreau, Fisher Phillips

RAMHIC Expands BCBSMA Plan Offerings 

MA FY20 State Budget: Marketplace Sales Tax., Preliminary Sales Tax Remittance Changes, EMAC

PFML: Contributions, Notifications and Exemptions - updated May 28, 2019

2019 Small Business Day on Beacon Hill 

Paid Family and Medical Leave: Deadline Extensions and Public Hearings


Economic Development Engagement Sessions Announced


NRF Advocacy Bootcamp - July 9-10 in Washington DC

Small Business Day on Beacon Hill -- May 9, 2019

The Retail Review -- March/ April 2019 Edition

2019 Health Insurance Premium Survey Results

Employer and Employee Toolkits available on Paid Family and Medical Leave

Grocery store compensation survey results.

Employer Shared Responsibility Notices Now Available Upon Request

Small Business Energy Exemption Deadline Approaching

2019 Food Show

Small businesses are taking the rap on health care costs, by Jon Hurst, Boston Globe, 2/26/2019

The Retail Review - January/ February 2019 edition

A letter from President Jon Hurst "Small Business Premiums: The Third Rail of MA Healthcare Policy"

ACTION ALERT: The Baker Administration Wants to Change the Sales & Meals Tax Remittance Process & Deadline.  Contact your Legislators TODAY & Tell Them it’s a BAD IDEA!

Governor Baker Files FY20 Budget Proposal

Paid Family and Medical Leave Regulatory Listening Sessions Announced



The Retail Review - November/ December 2018 Edition

RAM Announces Holiday Sales Prediction for 2018

REMINDER:  New HIRD Form Filing DUE by November 30, 2018

Changes to Massachusetts Wage and Hour Law Effective January 1, 2019

Grand Bargain Briefing Schedule

The Retail Review - September/ October 2018 Edition

MBTA Retail Space Opportunities Available.

Is Your Business Ready for Premium Pay Repeal?

Recap of the 12th Annual New England Loss Prevention Expo

Boston Plastic Bag Ban & Mandatory $0.05 Fee

RAM Board take position on 2018 Ballot Initiatives

Free Health Care Seminar -- November 2

EMAC Supplement Hardship Waiver

Safety Seminar for RAM members in Comp Group

Legislature Wraps Up Formal Sessions for 2017/2018

The Retail Review -- July/ August 2018

Sales Tax Holiday FAQ's

DOR Issues Guidance Regarding this Weekend's Sales Tax Holiday

Concession Opportunities Coming Available within MBTA Transit System.

Comparison Charts: 2018 Proposed Ballot Initiatives versus Grand Bargain

RAM Board Member Running for State Senate

Senate Votes to Include 2018 Sales Tax Holiday in Economic Development Bill

RAM Applauds as MA House of Representatives Endorses 2018 Sales Tax Holiday

The Retail Review -May/June 2018 Issue

MMFC Sales Tax BHI Study Release.  Click link to access BHI Sales Tax Study

The Retail Review -- March/ April 2018 Edition

Retailers don't want to be Baker's $1B "guinea pig," group says   BBJ March 21, 2018

Attorney General Announces Guidance for Employers Regarding Equal Pay Law

2018 Marks 100 Years of Serving Retail Sector & Unmatched Level of Challenges For Our Members

New Employer Health Care Tax Now in Effect

Boston Bans Plastic Bags

Final Regulations & FAQ’s Released on New Employer Health Care Tax

The Retail Review -- January/ February 2018 Edition

Senate Task Force on the Future of Retail

Long Time Loss Prevention Board Chairman, Kevin Plante, Steps Down

Legislature Poised to Weaken Criminal Laws Used to Combat Retail Theft

Retailers Applaud MA DOR Finding that “Real Time” Sales Tax Collection Not a Cost Effective Solution

Draft Regulations & FAQ’s Released on New Employer Health Care Tax

Massachusetts Main Street Fairness Coalition Collects 95,123 Certified Signatures In Support of Sales Tax Reduction Ballot Initiative

EMAC Comments by Jon Hurst to Department of Unemployment Assistance



RAM Predicts 3.1% Increase in Holiday Sales 

The Retail Review - September/October 2017 Edition

RAM member exclusive -- Electricity Offer

The Retail Review -- July/ August 2017 Edition

MA Adopts Legislation to Protect Pregnant Workers

MA DOR Resubmits Regulation to Require Online Sales Tax Collection

Legislation Coming in September - $15.00 Minimum Wage, Online Lottery & More

A Letter from RAM President Jon Hurst ~ Can't Wait for Beacon Hill Anymore 

RAM Initiative Petition Release

Employer Health Care Tax, No Sales Tax Holiday

Memo from RAM on FY18 Budget Conference Items

Massachusetts Child Labor Law Reminder

MA Legislature Looks to Give Governor Options on State Budget Issues:  Employer Health Care Tax, "Real Time" Sales Tax Remittance, Sales Tax Prepayment

A Letter from RAM President Jon Hurst -- May/June

Small Business Listening Session -- Boston, May 31, 2017

Boston Herald Editorial - 5/24/17 Oh, give 'em a break!

Bay State Forum with Barbara Anthony: What Should Massachusetts be Doing in Healthcare?

Globe Editorial -- April 22, 2017

The Retail Review -- March/April 2017 edition

National Retail Federation Federal Update

A Letter from RAM President Jon Hurst

A Dual Between Tax Plan, Boston Globe, 4/6/17

The Retail Review -- January/February 2017 edition

Q1 2017 Consumer Confidence

RAM President Jon Hurst Testified Before Congress on Association Health Plans

Member Alert: Gov. Baker Proposes New $300 Million Employer Health Care Tax



The Retail Review -- November/December 2016 edition

Retail Alert -- Holiday Schedules

Minimum Wage Increases Again January 1, 2017

Federal Overtime Regulations Put on Hold

2016 RAMAE Winners Announced

RAM Announces Holiday Sales Prediction

Retailers May Open Monday, December 26th 

DOT Introduces New Driver’s Licenses and ID Cards 


Beacon Hill must help local retailers

Articles about DARKSTOREFRONTSMA.COM Campaign

1) Boston Magazine, September 28, 2016

2) Boston Herald, September 28, 2016

3) WGBH, October 13, 2016

Q4 2016 Consumer Confidence