November 6, 2020 


2020 RAM Virtual Annual Meeting
Thursday, November 19, 2020

All RAM members are invited to participate.
There is no fee to attend.    Click here to register to attend via Zoom


9:00 am         Guest Speaker LT Governor Karyn Polito (chair of the COVID-19
                       Reopening Task Force)

9:30 - 10:40    Association Business Reports 
                       (Treasurer's Report, Minutes, Membership & Services, Public Policy)

10: 40 am   Guest Speaker, Bob Phibbs, The Retail Doctor, 
                    The Game Has Changed, It’s Better


Covid-19 brought a world of change to everyone and no one more than retailers.
While shopping patterns are becoming normalized, what should retailers understand about the
new retail landscape and what clues can guide them towards the future?

1. How and why to remain hopeful about retail
2. How to create a positive environment in your store for the sake of sales
3. The competitive focus you need to win against digital and physical competitors.

Bob Phibbs, is the Retail Doctor; a speaker, author of three books and retail sales expert of choice for some of the most legendary retail brands including, LEGO, Omega, and Yamaha. With over 30 years’ experience, beginning in the trenches of luxury retail and extending to senior management positions, he has been a corporate officer, franchisor, and entrepreneur. 

He and his work have appeared in the New York Times and the Wall Street Journal. He also performs business makeovers for the Los Angeles Times. He received the highest increase in sales from South Coast Plaza, the highest-grossing mall per square foot. He is one of the top retail influencers in the world.  


2020 Holiday Sales Prediction Survey

The holiday season is fast approaching and your association is looked to each year to predict the year's holiday sales.  We need your feedback in order to properly create our prediction.  

If you haven't already provided your prediction, click here to answer a few questions about what you expect from this year's holiday season. Thank you in advance for your feedback.




Hear the latest updates on PPP Loan Forgiveness! Sign up for ConnectPay’s webinar “Payroll Protection Program Loan Forgiveness…Where Are We Now?” on Tuesday, November 10th at 11:30AM. You’ll receive inside information from Capitol Hill, understand the tax implications of a forgiven loan and learn which forgiveness form is right for you! Spots are limited - sign up for this free RAM-member exclusive webinar today! 

Payroll Protection Program Loan Forgiveness…Where Are We Now?
Date: Tuesday, November 10th, 2020
Time: 11:30AM EST
Sign Up:

About ConnectPay 


At its heart, ConnectPay is about connections. Their unique connected payroll model means working with, and connecting businesses to, trusted advisors in accounting, insurance, HR, retirement, and beyond. Each ConnectPay office has locally focused, dedicated payroll specialists who support the individual needs of every small business client. Driven by service, ConnectPay truly delivers peace of mind payroll. People. Passion. Payroll. Learn more at  


IRS Releases Guidance on Employer
Tax Credits Under the FFCRA

New guidance issued by the IRS provides employers with instructions on how to file for available employer tax credits under the expanded leave provisions of the Families First Coronavirus Response Act (FFCRA).  Under the law, employers with fewer than 500 employees are required to provide employees with up to 80 hours of paid sick leave (at the employee’s regular rate of pay) and expanded family medical leave (at 2/3 the employee’s regular rate of pay), if the employee is unable to work or telework due to their own need to quarantine or their need to care for a quarantined family member or child at home due to a COVID-19 related school closure.  Employers are eligible to apply for a refundable tax credit for the cost of providing such leave up to $200 per day/per employee, with a maximum of $10,000 per employee.  The credits are available for wages paid from April 1, 2020 to December 31, 2020.