The Retailers Association of Massachusetts Health Insurance Cooperative (RAMHIC) is the Association’s health insurance solution for our small business members.  The program provides access to health benefit plans offered by BCBSMA, as well as a comprehensive package of free ancillary benefits typically reserved for larger businesses.  This not only adds value to purchased health benefits plan, but also allows members to compete for, and retain, employees.  RAMHIC also assists members and their employees reduce overall health care costs through wellness program financial incentives designed to create a healthier and more educated consumer of health care.

To learn more about current RAMHIC offerings, please review the following:


RAMHIC slides