Free Ancillary Products with RAMHIC Plan
With purchase of a BCBS Health Plan through the cooperative, your eligible employees will also receive the following free benefits courtesy of RAM. Note that program eligibility varies, please see below Benefit Summaries for details.
- USAble Hospital Care Plan: provides coverage for employee hospital stays.
- USAble Group Term Life: provides $10,000 life benefit to employees.
- USAble Accident Plan: provides coverage for off-the-job accidents
- Blue 20/20 Vision:
- Employee Assistance Program by Lucet provides your employees, and their household members, with confidential online access to professional counselors and life coaches, as well as valuable information and assessment tools designed to assist them with a variety of topics, including work life balance, anxiety, depression, relationships, substance abuse, domestic violence, child care, eldercare, financial and legal concerns.
Health Financial Accounts from Health Equity: pairing a health financial account with your health plan can help you control your company's costs while supporting your employees in managing their health care dollars.
- Available products include Health Savings Accounts, Health Reimbursement Arrangements, and Flexible Spending Accounts.
- RAMHIC covers all required administrative fees -- participants are responsible for funding the accounts.
- Frequently Asked Questions
- Help for Individuals and support for businesses. Choose the number below that relates to your account or message member services.
Help for Individuals:
Message member services
HSA: 866.346.5800 (24/7/365 support)
FSA, HRA and Commuter Benefits: 877.924.3967 (24/7/365 support)
Support for Business
Client Services - HSA: 866.382.3510 (Mon-Fri: 6am-6pm MST)
Client Services - Reimbursement Accounts (Excluding HSA): 855.428.0447 (Mon-Fri: 6am-6pm MST)
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