RAM and Blue Cross Blue Shield of Massachusetts(BCBSMA) want to share our new video (click on image above) about RAM's Health Insurance Cooperative (RAMHIC).  As a 100 year old retail association, our primary purpose is to provide a voice and buying power to the over 50,000 retail establishments in the Commonwealth.  RAMHIC is one of our most popular benefits, offering members access to BCBSMA's entire portfolio of high quality, small group health insurance plans. 
 
All members purchasing their health insurance coverage through The Cooperative will also receive an expanded list of ancillary benefits, FREE of charge.

Specific information regarding each benefit may be found below: 

• Life, Accident & Hospital Benefits provided by USAble Life
• Employee Assistance Program provided by New Directions
• Blue 20/20 Vision Benefit
• Waived Fees for Health Equity Personal Spending Accounts (available at renewal)
• A 1% year end employer wellness reward

For more information please visit the RAMHIC page of our website. 

2023 Holiday Sales Prediction Survey

The holiday season is fast approaching and your association is looked to each year to predict the year's holiday sales.  We need your feedback in order to properly create our prediction.  

Click here to answer a few questions about what you expect from this year's holiday season. Thank you in advance for your feedback.