January 14, 2021


Last Chance:  MA Small Business Grant Application Period Closes Tomorrow at Midnight


The Baker Administration's $668 million business relief package, administered by Massachusetts Growth Capital Corporation (MGCC), is still accepting applications. The business relief package consists of two programs: (1) a recapitalization of the first small business relief program, which launched in October, and (2) additional funding for businesses that fall into specific industry sectors. MGCC is reviewing existing applications from the first small business relief program, and has released a new application for the sector-specific grant program which may be found at program overview link below.
A program overview for the sector-specific program is online and can be found here. The application period for the program closes Friday, January 15th.

Click here for more information


Save The Date: SBA to Host PPP Webinar for RAM Members on Monday, January 25 at 9:00 am


As we await specific details from the SBA, RAM encourages members to continue to check the RAM website for further details as they become available. Members should also monitor the Small Business Administration PPP program website for updates.


RAMHIC’s 3% Discount Program Saved 

450 Participants $1.5 Million in Premium


Whether you are a business about to renew your health insurance policy or looking to offer coverage through your business for the first time, RAMHIC provides members with access to important money saving discounts and value added benefits on a range high quality health insurance plans. Join the increasing number of RAM members taking advantage of the Association’s fastest growing membership benefits program to start saving now.

Our Carriers

All small group plans offered by Blue Cross Blue Shield of Massachusetts, and a select number of plans offered by Fallon Health, can be purchased through the RAM Cooperative at a 3% discount off available rates. If your business is enrolled in a small group offering by either of these carriers, you may be leaving money on the table by not renewing through the Cooperative in 2021.


How to Get Started

To learn more about plans eligible for the discount and to request a rate quote, members may contact their existing broker or our carriers directly and ask about your RAMHIC options.  For more information, click here to visit our website, regarding these offerings as well as additional ancillary benefits available through the Cooperative.  Members may also contact RAM General Counsel, Ryan Kearney, at 617-523-1900 or via email at [email protected]