February 17, 2026


Sign up now for Webinar next Tuesday to

Learn about RAM’s Retirement Plan Solution


Competition for talent in today’s marketplace has increased dramatically. Having strong benefits is the best way to attract and retain great employees. The federal government recognizes citizens have not saved nearly enough to produce a comfortable retirement and because of this shortfall, they’ve rolled out meaningful tax credits to help employers ease the burden of starting retirement savings vehicles, like 401k’s.
 

RAM wants to help provide access to these benefits! We have rolled out a Multiple Employer 401k Plan to make offering a plan simple and painless as well as extremely cost effective. These types of plans have a number of unique benefits for employers including:

  • Removing day-to-day administration
  • Eliminate costly annual audit
  • Outsource legal fiduciary responsibility to third parties

Like our workers compensation, health insurance, credit card and energy cooperative purchasing programs, our Multiple Employer Plan 401K program is designed to save our members administrative costs, and to provide workforce recruitment and retention benefits to make you more competitive in our industry and in your community.  Authorized under federal law, this plan is offered by state retail associations in more than 20 states, with RAM member participation leading all the states.  Do yourself, your family, and your workforces a favor by learning more about this important member benefit.


All considered, there has never been a better time to start a retirement plan!
 

Please join us for a webinar to learn more about these tax credits and the advantages of our Multiple Employer 401k plan.

Choose your date and click link to register:

Tuesday, February 24th at noon 
or Tuesday, March 24 at noon

 


 

Media Request-
Small Business Health insurance

RAM has received a media request for a small business interested in sharing their experience navigating escalating healthcare costs and what such costs mean for the viability of their business.  Members offering employer sponsored health insurance through the Massachusetts merged market (small groups with less than 50 employees) who are interested in sharing their story may contact Jessica Bartlett at The Boston Globe via email at [email protected] or 781-635-2739.