November COVID -19 Resources

Key Resources

Commonwealth of Massachusetts

COVID-19 State of Emergency/ Executive Orders

Gatherings, Travel, Face Coverings

Reopening

Early Closure of Business & Activities

Operations

U.S. Department of Labor
- OSHA Guidance on Preparing Workplaces for COVID-19
- Wage and Hour Division: Common COVID-19 Issues for Employers
National Retail Federation
- Coronavirus Resources for Retailers

Business Financing Programs

Massachusetts - Small Business Recovery Loan Fund
U.S. Small Business Administration

COVID-19 Small Business Guidance & Loan Resources

Loan Programs

Economic Injury Disaster Loan - Apply for Assistance
Express Bridge Loan Pilot Program Guide

Allows existing SBA Express borrowers to access funds used to bridge the gap while applying for a direct EIDL discussed above.

The Paycheck Protection Program (PPP)-Closed August 8^th, 2020

Loan Forgiveness-

Form 3508 Forgiveness Application and Instructions
Form 3508EZ Forgiveness Application and Instructions
Form 3508S Forgiveness Application and Instructions

Forgiveness FAQ’s

Unemployment Insurance

Department of Unemployment Assistance

Taxation

Internal Revenue Service/Treasury

Employee Retention Credit - fully refundable tax credit for employers equal to 50 percent of qualified wages (including allocable qualified health plan expenses) that Eligible Employers pay their employees. NOTE: ERC’s may not be claimed on wages paid for leave or sick time under the FFCRA (see below).

Employee Retention Credit FAQ’s

Federal Expansion of Paid Leave and Sick Time - Families First Coronavirus Response Act (FFCRA)

U.S. Department of Labor- Wage and Hour Division