Learn about RAM’s Retirement Plan Solution
There has never been a better time to start a retirement plan! The federal government recognizes citizens have not saved nearly enough to produce a comfortable retirement and have recently rolled out tremendous TAX CREDITS to help employers provide access to retirement savings vehicles, like 40lk's.
With the passage of recent legislation via the Secure Act, more employers are gaining access and seeing advantages in the pooled plan space. These arrangements are providing unique opportunities for employers to reduce the amount of time they are spending on plan administration & simultaneously save SIGNIFICANTLY on the costs they are spending on their current 401(k) plan.
RAM wants to help provide these advantages to you! We have rolled out a Multiple Employer 401(k) Plan to simplify the process of offering a 401(k) plan to your employees. Standard single 401(k) plans have been around for a long time. Our goal is to provide a powerful alternative for members that want to decrease the amount of time they spend on administration, remove fiduciary liability, eliminate the costly annual 401(k) audit, and lower costs.
Please join us for a webinar on September 24th to learn more about these TAX CREDITS and the advantages of our Multiple Employer 401k Plan.
MAKE YOUR RAMAE NOMINATIONS NOW
There is no limit to the number of businesses you can nominate. So CLICK HERE to nominate your business and all those you love as well. There are so many incredible retail stores and restaurants in MA who could be deserving of this recognition. Help us find our 2026 winners!
You do not need to be a RAM member to nominate or to win.
The Retail Doctor: Bob Phibbs to Keynote RAMAE Awards Luncheon
Bob Phibbs, known as the Retail Doctor, has spent more than thirty years helping retailers, manufacturers, and hospitality brands sell more. He founded The Retail Doctor in 1994 after rising from the sales floor to corporate officer, franchisor, and entrepreneur.
His client roster includes LEGO, Hunter Douglas, Vera Bradley, OMEGA, Yamaha, Brother, and Caswell-Massey. Before consulting full-time, he served as Chief Operating Officer and Chief Marketing Officer of It's A Grind Coffee, which grew past 125 franchised locations and twice ranked as the second-fastest-growing company in Los Angeles County. In one early turnaround, he helped an independent coffeehouse beat back Starbucks, lifting sales 50 percent in a year.
Bob wrote You Can Compete and The Retail Doctor's Guide to Growing Your Business, published by Wiley. His work has appeared in the Wall Street Journal, the New York Times, and Entrepreneur, and he has been featured on MSNBC and Fox. He is a member of the National Speakers Association.
Today he trains sales teams, keynotes retail conferences worldwide, and shows brick-and-mortar stores how to turn browsers into buyers. Visit him at RetailDoc.com
In this presentation, you'll discover how to engage your customers, make bigger sales, and earn the profits you seek. You'll be inspired to upgrade the way you do business. Bob will provide insight into: creative ways to reinvent your customer experience; how to increase your value through people, not price; and how to attract and train employees.
For more information and to register for the luncheon, click here.
